Being a lender in today’s housing industry environment is difficult and the constantly changing landscape doesn’t make things any easier. We offer our consulting services to institutions committed to the community but may be lacking resources or knowledge of how to go about accomplishing their mission. APDS works closely with national and community lenders to find new ways to reach and help qualify more diverse borrowers for their programs or build awareness of their existing “good works”. We are dedicated to providing the best practices, tools, services and relationships needed to create successful outcomes.

Our team has decades of experience as leaders at Fannie Mae and Freddie Mac. We also have a number of team members who have excelled running mortgage origination, operations/fulfillment, non-performing loans and underwriting groups at prominent national and regional lenders. In many situations we have been asked to operate almost as virtual staff to our clients. Our main expertise is in creating public-private housing initiatives that combine community stakeholders with our clients in activities that increase lending and other mechanisms to increase access to capital. We also have a long history of assisting lenders with CRA performance requirements. Due to the range of our activities with lender participation APDS can be evaluated positively on performance tests.

Whether required to respond to regulatory oversight, improving targeted lending, or identifying the right business partners in your community, APDS is ready to tackle the needs of our lender clients.